Nevada ranked highest for average full-coverage car insurance rates in 2025

Doug Lebda, LendingTree Founder, Chairman & CEO
Doug Lebda, LendingTree Founder, Chairman & CEO - Linkedin
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LendingTree, a loan comparison website, has published a ranking of the most expensive states for full-coverage car insurance, with Nevada topping the list. The rankings were made available on LendingTree’s website on December 30.

According to KTNV, auto insurance premiums in Nevada are expected to rise by 14.5% in 2025. This anticipated increase aligns with a nationwide trend of escalating insurance costs, influenced by factors such as inflation, higher repair expenses, and an uptick in accident claims.

Responding to KTNV’s report on X, Carlos G., a social media user based in Nevada, called for tort reform. “Nevada needs to pass tort reform,” he said. He further expressed frustration by saying, “I’m so tired of all the accident attorneys” and claimed that “everyone is looking for any excuse to make money from you.”

Business Wire reports that extensive advertising by billboard attorneys urging consumers to hire lawyers for auto accident claims is contributing to rising auto insurance premiums across the United States. Their survey found that 89% of respondents had seen attorney advertisements in the past year, marking an 8% increase from 2021. Those who had recently filed claims were more likely to notice an increase in such advertisements; 62% reported seeing more ads compared to 42% of individuals who hadn’t filed a claim in the past three years. The most commonly reported type of legal advertisement—cited by 63% of respondents—targeted injuries from auto accidents, highlighting the connection between legal marketing and increased insurance costs.

LendingTree operates as an online lending marketplace connecting borrowers with multiple lenders to help them find competitive rates on loans, credit cards, and insurance products. Founded in 1996, it offers consumers various financial tools and resources aimed at facilitating informed financial decisions.



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